Banking can be a competitive industry, and banks are constantly offering promotions and bonuses to attract new customers.
From sign-up bonuses for opening a new account to cash back rewards for using a certain credit card, these banking promotions can provide valuable benefits for consumers.
In this article, we will take a closer look at some of the current U.S. Bank promotions and bonuses available and help you determine which ones are worth considering for your financial needs.
U.S. Bank Business Banking Promotions
U.S. Bank is a substantial financial institution in the country, boasting 3,000 branches in 26 states. It provides an array of checking and savings options to cater to diverse requirements.
Let's explore the best U.S. Bank promotions available right now, so you can make an informed decision and start reaping the benefits of banking with one of the country's top financial institutions.
Business Essentials Checking – Get a $500 Bonus
Offer: Earn a $500 bonus when you open a U.S. Bank Business Essentials Account online with promo code Q2AFL25 and complete qualifying activities, subject to certain terms and limitations. Offer valid through June 30, 2025. Member FDIC.
Looking to give your business banking a boost? U.S. Bank is offering a limited-time $500 bonus when you open a new Business Essentials Checking account between April 3 and June 30, 2025.
To qualify, open your account online using promo code Q2AFL25, deposit $5,000 in new money (funds that aren’t already with U.S. Bank) within 30 days, and maintain that balance for 60 days.
You’ll also need to complete five qualifying transactions—including debit card purchases, ACH transfers, wire transfers, Zelle activity, mobile check deposits, or bill payments—within the same 60-day period.
This account is a great fit for small business owners who want essential features without unnecessary fees. Plus, with U.S. Bank’s 24/7 support and digital tools, managing your cash flow becomes easier than ever.
If you’re just getting started or looking to upgrade your current setup, this is an easy opportunity to earn a solid reward while setting a strong financial foundation.
Open your account here and earn $500
Platinum Business Checking – Earn a $900 Bonus
Offer: Earn a $900 bonus when you open a Platinum Business Checking Account online with promo code Q2AFL25 and complete qualifying activities, subject to certain terms and limitations. Offer valid through June 30, 2025. Member FDIC.
Need a business account with more flexibility and higher limits? U.S. Bank is also offering a $900 bonus when you open a Platinum Business Checking account during the same promotional window (April 3 to June 30, 2025).
Use promo code Q2AFL25 when applying online, then deposit $25,000 in new money within 30 days and maintain that balance for 60 days. As with the Essentials offer, you’ll need to complete five qualifying transactions within 60 days of opening the account.
This offer is ideal for growing businesses or established operations looking for premium banking features and personalized support. The Platinum account includes advanced treasury management tools, higher transaction limits, and priority service. And with nearly $1,000 in bonus cash available, now is the perfect time to make the switch.
Open your account here and earn $900
U.S. Bank Platinum Business Money Market Account – Bonus rate
Boost your business savings strategy with the U.S. Bank Platinum Business Money Market account and you can earn up to 4.08% APY bonus interest rate.
This unique money market account offers one of the industry's highest interest rates, growing your savings while keeping your funds readily accessible.
The seamless integration with your checking account provides convenient financial management.
As your account balance increases, so does your interest rate, and a minimum balance of $10,000 eliminates monthly maintenance fees.
Join the ranks of satisfied business owners and grow your savings under the assurance of FDIC insurance up to $250,000.
Enhance your business savings journey today with the U.S. Bank Platinum Business Money Market account.
- Earn 4.08% APY on balances over $25,000
- Low opening deposit – start with just $100
- FDIC insured for security and peace of mind
- Easy access – link to your business checking for seamless transfers
U.S. Bank Alternatives
Get the most out of your banking experience with the best bank bonuses available.
Whether you're looking to open a new checking account, switch to a new financial institution, or simply looking for ways to grow your wealth, bank bonuses can provide you with the extra cash you need to achieve your financial goals.
See our table below for top bank bonuses and how you can take advantage of them.
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Best for checking
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Best for savings
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Best for business
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Chase Total Checking® (Nationwide)
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SoFi Checking & Savings (Nationwide)
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Chase Business Complete Checking® (Nationwide)
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- Bonus Offer: $300
- Minimum Deposit: $500
- Direct Deposit: Yes
- Expiration Date: 7/16/25
- Bonus Offer: $325
- Minimum Deposit: $1,000-$5,000
- Direct Deposit: Yes
- Expiration Date: 12/31/25
- Bank Bonus: $300
- Minimum Deposit: $2,000
- Direct Deposit: No
- Expiration Date: 7/17/25
Or you can take advantage of bank promotions with no deposit required (my personal favorite).
Final Word
In conclusion, U.S. Bank is a reputable financial institution that offers a wide range of promotions to its customers.
Whether you are a new or existing customer, there is likely a promotion that can benefit you. From bonuses for opening new accounts, to cash back rewards for using credit cards, to discounts on mortgage rates, U.S. Bank has something for everyone.
Before taking advantage of a promotion, be sure to review the eligibility requirements and the terms and conditions to ensure you are making the most of the offer.
With its commitment to providing top-notch financial services, U.S. Bank is a smart choice for those looking to manage their finances and grow their wealth.
Frequently Asked Questions (FAQs)
U.S. Bank offers a variety of promotions, including bonuses for opening new checking accounts, cash back rewards for using credit cards, and discounts on mortgage rates. The current promotions and offers can be found in our article.
To take advantage of U.S. Bank promotions, you can either visit a local branch or go to the bank's website and look for the current offers. In some cases, you may need to use a specific promo code or meet certain eligibility requirements to participate in a promotion.
Not necessarily. U.S. Bank offers promotions for both new and existing customers. Some promotions may only be available to new customers, while others may be open to both new and existing customers.
The eligibility requirements for U.S. Bank promotions can vary, but typically, you must be a U.S. citizen or resident, have a valid Social Security number, and meet other specific criteria as outlined in the promotion's terms and conditions. You can check the eligibility requirements for a particular promotion on U.S. Bank's website or by speaking with a representative.
Yes, U.S. Bank promotions typically have an expiration date and are only available for a limited time. The expiration date will be listed in the terms and conditions of the promotion, and it is important to take advantage of the offer before it expires.
It depends on the specific promotions and the terms and conditions associated with each one. Some promotions may not be combinable with other offers, while others may allow you to participate in multiple promotions simultaneously. It is important to review the terms and conditions of each promotion to determine if you are eligible to participate in multiple promotions.
