SoFi Promotions and Sign Up Bonus Offers of 2025

Unlock the best SoFi promotions and get ready to maximize your savings with a touch of wit. Invest smarter, live richer.

If you're tired of feeling like your finances are stuck in the slow lane, it's time to switch gears and check out SoFi.

This turbo-charged financial company has everything you need to speed up your financial journey.

And the best part?

They're constantly offering promotions and bonuses to new customers. In this article, we'll rev up your knowledge about the latest SoFi promotions, so you can burn rubber towards your financial goals.

SoFi Promotions and Sign Up Bonus Offers

These SoFi bonus offers provide a great opportunity for customers to try out SoFi's services while also receiving a bonus or reward.

Currently, SoFi is offering several promotions and sign-up bonuses, including a $50 bonus for signing up for its credit card, free stocks for opening an active investing account, and more.

These promotions change regularly, so it's important to check back often to see the latest offers.

Earn $325 bonus
SoFi Checking & Savings
4.5
Offers up to 3.80% APY, no fees, and a $325 bonus with direct deposit—perfect for boosting your savings!
  • No monthly fees, minimum balance requirements, or overdraft fees
  • Earn up to 3.80% APY on savings and 0.50% APY on checking
  • Get paid up to 2 days early with direct deposit
  • Access over 55,000 fee-free ATMs
  • Deposits are insured up to $2M
Open Account

1. SoFi Invest – $25

SoFi offers a comprehensive platform for investing in stocks, ETFs, and even crypto. With their platform, you'll be able to participate in upcoming IPOs at the IPO price, giving you the opportunity to invest in some of the most exciting companies before they go public.

To sweeten the deal, get $25 worth of your favorite stock to start building your portfolio when you fund your SoFi Active Invest account with at least $25.

Whether you're a seasoned investor or just starting out, SoFi's platform has everything you need to achieve your investment goals. Don't miss out on this opportunity to grow your portfolio with ease.

SoFi Invest
4.8

SoFi Invest is one of the best investment apps, especially for beginners in the US. It offers an intuitive trading experience, active or automated investing, and options like cryptocurrencies. SoFi Invest offers a variety of investment options, including stocks, bonds, fractional shares, ETFs, options, IPOs, crypto trading, retirement accounts, and robo-advising. 

Open Account

2. Checking and Savings – up to $325 bonus

For a limited time, take advantage of the opportunity to receive up to a $325 bonus when you:

  • Sign up and set up direct deposit.
  • Wait for your direct deposit to hit your account (typically 2-4 weeks).
  • Collect a cash bonus of $50 to $250 depending on your direct deposit amount.

With this offer, not only will you receive a bonus, but you'll also have access to a number of other valuable benefits.

You can also enjoy an annual percentage yield of up to 3.80%.

This great offer also includes free overdraft coverage, as well as the opportunity to receive your pay up to 2 days earlier when you make qualifying direct deposits.

Earn $325 bonus
SoFi Checking & Savings
4.5
Offers up to 3.80% APY, no fees, and a $325 bonus with direct deposit—perfect for boosting your savings!
  • No monthly fees, minimum balance requirements, or overdraft fees
  • Earn up to 3.80% APY on savings and 0.50% APY on checking
  • Get paid up to 2 days early with direct deposit
  • Access over 55,000 fee-free ATMs
  • Deposits are insured up to $2M
Open Account

3. SoFi Personal Loan – $300 bonus

Need money now? Have you considered getting a personal loan? Imagine being able to say goodbye to high-interest debt or finance your home improvements with ease.

You can do just that with this amazing personal loan offer that features $0 fees, low fixed rates, and same-day funding and a $300 welcome bonus.

It's super easy to view your rate online in just 60 seconds, and receive your funds on the same day you sign up. You can borrow anything between $5,000 to $100,000 with the low interest rates they offer.

And if the worst were to happen and you lose your job, they've got you covered. They'll help you modify your personal loan payments and even help you find a new job. Plus, you get a bonus of $300!

$300 bonus
SoFi
5.0
  • No fees – no origination, prepayment, or late fees
  • Get your money quickly after approval
  • 8.99-29.99% APR – borrow up to $100K
  • Offering a $300 bonus
Apply and Get $300 Bonus

4. SoFi Student Loan Refi – $300 bonus

The SoFi Student Loan Refi bonus offers a $300 incentive to eligible applicants.

By refinancing your student loans with SoFi, you can potentially save thousands of dollars on interest over the life of your loan and enjoy flexible repayment options.

The $300 bonus is just one of the many benefits you can enjoy by choosing SoFi for your student loan refinancing needs.

So why wait? Refinance your student loans today and get the chance to receive a $300 bonus from SoFi.

SoFi
5.0

SoFi is an online lender that helps you with your student loans. If you want to change your current student loan to get better perks, SoFi's refinancing option is a great choice. If you need a new student loan, SoFi is also good because it lets you choose how you pay it back and doesn't charge extra fees.

Get My Rate

5. Medical Student Loan Refi – Get up $1,000 bonus

As a medical professional, you deserve the best and SoFi is committed to giving you just that.

They have reserved the lowest student loan refinance rates just for medical students.

To sweeten the deal, if you use this referral link, you'll have the opportunity to earn an extra $1,000 – the largest referral bonus SoFi has ever offered.

This is a great opportunity for you to save money and make a wise financial decision for your future. Don't miss out on this limited-time offer to refinance your medical student loans with SoFi.

6. Private Student Loan – $100 bonus

Attention students and recent graduates!

SoFi, the experts in student loans, are making the process of paying for your education fast and convenient.

Are you in need of funding for your education? SoFi has got you covered with their private student loan options and an added bonus – a $100 reward for new borrowers.

That's right, sign up for a private student loan with SoFi and get $100 just for making the smart financial choice. With competitive interest rates, flexible repayment options and a seamless application process, SoFi makes financing your education a breeze.

Don't miss out on this limited time offer and secure the funds you need to achieve your academic goals. Apply now and get your $100 bonus from SoFi.

7. SoFi Referral Program

It's never been easier to bring friends to SoFi―or more rewarding. Make money for each friend you refer―as long as they use your unique link, they're good to go.

Plus, you’ll get $15 toward saving, investing, or borrowing with SoFi when they join—and your friend gets $15, too.

You can find your link in your SoFi app under ‘Invite friends' in the main menu.

You can refer your friends to the following products: active investing, student loan refinancing, personal loans, private student loans, credit cards, and SoFi Checking and Savings.

Bank Right With These SoFi Promotions

In conclusion, SoFi offers a wide range of promotions and sign up bonus offers, including a $275 bonus for setting up direct deposit, a $1,000 bonus for opening an active investing account, and a $100 bonus for making your first trade in crypto.

With a referral program and various other incentives, such as a $25 welcome bonus and a $100 bonus for buying crypto, there are plenty of opportunities to earn extra money through SoFi.

Whether you're interested in investing, banking, or refinancing, SoFi offers valuable deals and bonuses to help you reach your financial goals. Make sure to take advantage of these offers and sign up today to get started!

FAQ: SoFi Promotions and Sign Up Bonus Offers

What is SoFi's current promotion for new customers?

Currently, SoFi is offering several promotions and sign-up bonuses for new customers. This includes a $325 welcome bonus for opening a Checking and Savings account, free stock bonuses for opening an active investing account, and more.

How can I get the SoFi sign up bonus?

To get the sign up bonus, you need to apply for a SoFi account and meet the specific requirements for the bonus you are interested in. For example, you may need to set up direct deposit or make a certain number of trades in your active investing account.

What is the SoFi direct deposit bonus?

The SoFi direct deposit bonus is a promotion that rewards new customers for setting up direct deposit with their SoFi account. The amount of the bonus may vary.

Can I earn a SoFi bonus for investing?

Yes, SoFi offers promotions and bonuses for customers who open an active investing account and make trades. The specific bonus amount and requirements may change.

Can I earn a referral bonus with SoFi?

Yes, SoFi has a referral program that allows customers to earn a bonus for referring new customers to the platform. The specific referral bonus amount and requirements may change.

Brian Meiggs
Hi, I’m Brian Meiggs! I’m a personal finance expert and founder of My Millennial Guide, here to help you build real wealth. With a background in finance, I’ve spent years guiding people on smart, practical ways to grow their money. For stock market beginners, I recommend Acorns. It’s a simple way to start investing with just your spare change, helping you steadily grow your portfolio over time without the need to actively manage it. And if you’re interested in real estate, check out Arrived and Fundrise. I use both myself—they make it easy to start investing in property without needing huge upfront capital. These platforms are perfect for anyone looking to add real estate to their investments for passive, long-term growth. I believe these tools are great for building a balanced investment portfolio, combining stocks and real estate for a solid approach to wealth-building. You can trust this advice—my work has been featured in major publications like Business Insider, Entrepreneur, The Wall Street Journal, Yahoo Finance, NASDAQ, Discover, Fox News, and MSN Money.
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