Metromile Review: Will Pay-Per-Mile Save You Money?

Drive less than 200 miles a week? You could save up to $500 a year with Metromile. Metromile car insurance offers a big difference with their pay-per-mile insurance structure that can help you save big.

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Bottom Line:

The Metromile Insurance option offers a big difference with their pay-per-mile insurance structure that can help you save big. Metromile does not cover the entire United States. It currently does business in California, Illinois, New Jersey, Oregon, Pennsylvania, Virginia, and Washington. If you are not a long distance driver and you reside in one of the states where the Metromile does business, then it would no doubt be the ideal carrier to insure your car.

Quick facts about Metromile:

  • Metromile is a San Francisco-based car insurance startup that offers pay-per-mile insurance and a driving app.
  • Metromile’s pay-per-mile insurance offers low mileage drivers significant savings.
  • Average Savings: $611/year
  • Get a free quote right now

Cars are an important asset in today’s society and it is everyone’s desire to have an outstanding and reliable car, right?

Every day, a lot of people across the globe spend heavily in new cars. It is however very difficult to predict what the future holds with regards to your expensive investment.

Poor roads, harsh weather, pedestrians and animals crossing, poor or missing road signs and speed breakers are examples that can lead to accidents. There is no doubt that we need some financial back up when such misfortunes occur.

Insurance cover offers the ultimate solution to this.

There are several insurance companies but not all of them will always meet your expectations.

The Metromile Insurance option offers a big difference with their pay-per-mile insurance structure that can help you save big.

Whether you barely drive, commute around town, or use the car to get away on the weekends, per-mile car insurance could cut your bill in half.

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Metromile Review

Metromile Review

Metromile Insurance: introducing pay-per-mile insurance

In the current economy, saving is an important aspect of a financial plan and everyone tries to save as much as they can.

If you drive less than 10,000 miles per year then Metromile would save you great deals of cash.

It offers the best coverage but at very cost-effective rates allow you to save money on car insurance. This is because you only pay for the miles driven. Unlike other traditional insurance companies, Metromile puts into consideration the miles driven and this is what is used to determine how much you pay.

The cost per mile is also very affordable and regardless of how much you drive a month, the entire premium would not make you break the bank.

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Metromile is designed to over deliver

As much as you are paying less, Metromile still delivers the best coverage to your car. The company strives to ensure that all its clients’ highest expectations are met with regards to car insurance coverage.

It has all the options you would get with all the other carriers like bodily injury, property damage, uninsured or underinsured motorist protection and comprehensive and collusion deductions.

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Filing claims is easy with Metromile

Metromile offers very easy ways of filing claims and this is another variable that raises it to a higher competitive edge as an insurance company.

Regardless of your carrier, all you need is to contact Metromile whenever you need to file a claim or have any questions or concerns.

Eligibility requirements

Just like the other traditional carriers, Metromile will consider your age, credit score and several other factors to determine your base and mileage rates.

This would mean that there would be differences in the rates people pay based on age differences and other factors.

Metromile areas covered

Metromile does not cover the entire United States. It currently does business in California, Illinois, New Jersey, Oregon, Pennsylvania, Virginia, and Washington.

To be covered by Metromile, you need to be a resident of one of these states and your car needs an OBD-II port.

Ready for a Metromile quote?

If you are not a long-distance driver and you reside in one of the states where Metromile does business, then it would no doubt be the ideal carrier to insure your car. Even if you have a shiny new Tesla, they'll give you great coverage just like the big guys.

It would help you save great deals of cash as it offers you great coverage. It offers 24/7 services with easy ways of filing claims. If you wanted to get a quote today, you can visit can visit Metromile today and get a quote.

(Or click here to learn more about Metromile → )

About the author

Brian Meiggs
Hi, I’m Brian Meiggs! I’m a personal finance expert and founder of My Millennial Guide, here to help you build real wealth. With a background in finance, I’ve spent years guiding people on smart, practical ways to grow their money. For stock market beginners, I recommend Acorns. It’s a simple way to start investing with just your spare change, helping you steadily grow your portfolio over time without the need to actively manage it. And if you’re interested in real estate, check out Arrived and Fundrise. I use both myself—they make it easy to start investing in property without needing huge upfront capital. These platforms are perfect for anyone looking to add real estate to their investments for passive, long-term growth. I believe these tools are great for building a balanced investment portfolio, combining stocks and real estate for a solid approach to wealth-building. You can trust this advice—my work has been featured in major publications like Business Insider, Entrepreneur, The Wall Street Journal, Yahoo Finance, NASDAQ, Discover, Fox News, and MSN Money.

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The Metromile Insurance option offers a big difference with their pay-per-mile insurance structure that can help you save big. Metromile does not cover the entire United States. It currently does business in California, Illinois, New Jersey, Oregon, Pennsylvania, Virginia, and Washington. If you are not a long distance driver and you reside in one of the states where the Metromile does business, then it would no doubt be the ideal carrier to insure your car.Metromile Review: Will Pay-Per-Mile Save You Money?