12 Realistic Ways to Make $400 Fast (In a Day, Week or Less)

Wondering how to make $400 fast? Then you will love this list of 12 easy ways to make 400 dollars in a week or less.

Disclaimer: This post may contain affiliate links. Please read our disclosure for more information.

Do you want to learn how to make $400 dollars fast?

Life happens.

Sometimes you need to learn how to make 400 dollars fast to pay a bill or you're trying to save up for something you want. We've all been there but you can come up with the money quickly if you roll up your sleeves and put some effort into a side hustle.

In fact, 5.9 million people hold contingent jobs, or gig economy jobs, according to a U.S. Bureau of Labor Statistics report.

Why do so many Americans work side jobs?

They learned they can make fast money, and here are some of the ways to make $400 fast that anyone can do, today, in order to make $400 quickly.

Keep in mind that there may be other, better ways to make money from home,  but the money list below are ways to make a quick $400 in the short term.

12 Quick Ways to Make 400 Dollars Fast

zippyloan.com

Just remember, if you actually need money now then you can opt for a personal loan.

When you need $400 fast in a hurry, ZippyLoan is where to go.

You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.

You review the loan details and e-sign if you like what you see. No risk in checking what offers you'll get.

You can borrow between $100 and $15,000 as soon as tomorrow.

Loans service for up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders.

They'll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.

Or you can use your free time and your freedom to make an extra $400 fast.

1. Sell Something Worth $400

One easy way to get $400 fast is simply to sell something worth $400. It doesn't even have to be one thing, you can sell 2 things worth half as much or even sell 3 things. Sounds silly, but you can sell things you don't need which can provide short term relief for expenses.

If you have some electronics or anything of value lying around, list them on Facebook Marketplace or use selling apps to get quick cash:

  • Clothing & Accessories: Use apps like Poshmark or Mercari to sell old clothes.
  • Electronics: Sell unused tech on eBay or Facebook Marketplace.
  • Furniture: Post locally on Facebook Marketplace, Craigslist or OfferUp for a quick sale.

2. Get a $400 Overdraft with Current App

current app store

Current is one of the best online banking apps we've reviewed and allows you to get a paycheck advance of up to $400 with no credit check.

What's best is that you won't pay any fees at all, that means no monthly or annual fees. Plus, you don't ever need to maintain a balance on your account.

If you set up a Current account with direct deposit through them — you can get early access to your paycheck, up to 2 days earlier than some of your co-workers!

It's basically a free banking app that is free to open and easy to use.

To get up to $400, create a free account, navigate to the services tab, and select “Paycheck Advance” to check eligibility and request an advance if qualified.

Get up to $500
Current
5.0
  • Get a paycheck advance of up to $500
  • Unlimited access, advance as much as you qualify for, as often as you need
  • No credit checks to qualify for a paycheck advance
  • No minimum balance or hidden fees, 100% free
  • Claim a $50 bonus with code WELCOME50 and a $200+ deposit in 45 days!
Sign Up & Earn $50

3. Bank Account Bonuses Can Score You Cash

Making $400 quickly with bank account bonuses is an easy and low-effort strategy. Many banks offer generous bonuses for opening new accounts and meeting simple requirements like setting up direct deposit or maintaining a minimum balance.

Here are some current offers that are currently available to claim:

Best for checking
Best for savings
Best for business
Chase Total Checking® (Nationwide)
SoFi Checking & Savings (Nationwide)
Chase Business Complete Checking® (Nationwide)
  • Bonus Offer: $300
  • Minimum Deposit: $500
  • Direct Deposit: Yes
  • Expiration Date: 1/22/25
  • Bonus Offer: $325
  • Minimum Deposit: $1,000-$5,000
  • Direct Deposit: Yes
  • Expiration Date: 12/31/24
  • Bank Bonus: $300
  • Minimum Deposit: $2,000
  • Direct Deposit: No
  • Expiration Date: 1/16/25
Best for checking
Chase Total Checking® (Nationwide)
  • Bonus Offer: $300
  • Minimum Deposit: $500
  • Direct Deposit: Yes
  • Expiration Date: 1/22/25
Best for savings
SoFi Checking & Savings (Nationwide)
  • Bonus Offer: $325
  • Minimum Deposit: $1,000-$5,000
  • Direct Deposit: Yes
  • Expiration Date: 12/31/24
Best for business
Chase Business Complete Checking® (Nationwide)
  • Bank Bonus: $300
  • Minimum Deposit: $2,000
  • Direct Deposit: No
  • Expiration Date: 1/16/25

4. Find a Part-Time Job to Make $400 Fast

If you need cash quickly, picking up a part-time job is one of the easiest ways to get paid fast. Many places hire on the spot or within a few days, especially for roles like retail, food service, or warehouse work. Here are some more ideas on making extra cash fast with a part-time job:

  • Quick Hiring: Look for retail stores, restaurants, or warehouses that hire on the spot or within a few days. They often need extra help fast!
  • Retail Jobs: Stores like Walmart, Target, or local grocery chains are always hiring. Pay starts at $12–$18 per hour, and you can work evenings or weekends. Some even offer employee discounts.
  • Restaurant Work: Become a server, host, or kitchen staff at a local restaurant. Servers can make $100+ per shift in tips during busy hours, and fast-food chains like McDonald’s or Chipotle offer flexible hours and quick hiring.
  • Warehouse Shifts: Companies like Amazon and FedEx pay $15–$20 per hour for part-time shifts. Many offer weekly pay and sign-on bonuses to help you reach $400 even faster.

These jobs don’t require special skills or fancy resumes. Just apply, show up, and start making money in days! Perfect if you need cash fast.

5. Rent What You Already Own

If you’re looking for easy ways to make quick cash without much effort, renting out items you already own can be a game-changer.

  • Rent Out Your Car: Use apps like Turo or Getaround to let others use your car when you're not driving. Earn $30–$50 per day—or more if you have a premium car!
  • Rent Extra Space: Got a garage, basement, or spare closet? List it on Neighbor and get paid by people who need storage. It's effortless cash for space you're not using.
  • Rent Tools & Equipment: Seasonal items like snowblowers, lawnmowers, or camping gear are always in demand. List them on Fat Llama, and you can charge 10–20% of the item's value per rental.

All it takes is uploading a photo, setting a price, and coordinating pick-ups. Pretty solid if you're looking for quick cash without any real effort beyond uploading a photo and coordinating a pick-up time.

5. Bring Home $400 with Gig Apps

Gig apps are a fast and flexible way to earn cash whenever you have free time. Here are some of the best options:

  • DoorDash: Deliver food and earn on your own terms, plus tips. Peak times like lunch and dinner can help you maximize earnings.
  • Uber or Lyft: Use your car to drive people around and earn money per ride, especially during busy hours or events.
  • Instacart: Shop for and deliver groceries to customers. You can make $20+ per hour, and tips can significantly boost your earnings.
  • TaskRabbit: Get paid to help people with simple tasks like assembling furniture, moving, or running errands. Set your own rates and work locally.
  • Fiverr: Offer small, easy services online like graphic design, writing, or virtual assistance. You can earn $5–$100+ per gig depending on your skills.

These apps let you work on your own schedule, making them perfect for earning quick cash fast!

DoorDash Driver
5.0

Earn extra money for your short-term or long-term dreams with DoorDash. As a Dasher, you can be your own boss and enjoy the flexibility of choosing when, where, and how much you earn. All you need is a mode of transportation and a smartphone to start making money. It’s that simple.

Start Earning DoorDash Review

7. Try Paid Surveys for Easy Quick Money

Paid surveys are an easy way to make money from home with minimal effort. Here are some of the best platforms to try:

  • Survey Junkie: Earn up to $75 for completing specialized surveys. It’s great for quick cash if you qualify for higher-paying opportunities.
  • InboxDollars: Get paid not just for surveys but also for watching videos, reading emails, and completing small tasks.
  • Kashkick or Freecash: Complete microtasks like watching videos, playing games, or answering short surveys to earn money quickly.

8. Get $60/Year for Downloading an App

By using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too. I downloaded this app and make around $60 passively… it's a legit app

This company will pay you $60 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month.

So you can possibly make $400 fast or more. You don’t really have to do anything other than initially register your computer or phone.

Nielsen also offers:

  • Up to $60 in reward points for gift cards
  • Instant win games
  • Exclusive invitations for survey and research opportunities

Sign up through here for a registration bonus.

Get $60 for installing app
Nielsen Mobile Panel
5.0

This company will pay you $60 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month. You don’t have to do anything other than initially registering your computer or phone.

Join Nielsen Panel Nielsen Review

9. Play with Dogs to Make $400 Fast

If you are an animal lover, you could get paid to walk other people's dogs. This can be a lucrative side hustle you can do to make $400 fast. There are many pet care sites that will connect you with clients who need someone to walk their dogs or check in on them while they are busy at work or gone out of town.

Rover is a website and app that pet owners use to find pet sitters and dog walkers who provide dog walking and pet sitting services. You can easily make $1,000 fast if you walk multiple dogs on a daily basis.

Rover
4.5

What can be more fun than walking dogs around your neighborhood and get paid? You can do it on your time and get paid today with Rover! According to Rover, dog walkers and sitters can earn up to $1,000 per month.

Start Earning

10. Make $400 Fast by Blogging

Starting a blog has the potential to make $400 fast once your blog becomes established. If you have a knack for writing and have knowledge about a topic, then you can start a self-hosted WordPress blog where you set up your own blog on your own hosting account using a web hosting service from a reliable web hosting company such as Bluehost.

You can set up a blog all by yourself even if you have no technical skills. Here are the simple steps you can take to start a blog:

  • Choose a topic/niche of your blog
  • Choose a name for your blog
  • Buy a domain name (the URL of your blog)
  • Buy hosting from a reputable web hosting company 
  • Install WordPress software
  • Start blogging

When it comes to choosing a web hosting service, I highly recommend going for a reliable web host. This is where Bluehost comes in.

Bluehost – You can start a blog for as cheap as $3.95 per month when you choose to host your blog on Bluehost which is the best web hosting provider if you want to start a self-hosted WordPress blog or site. Bluehost is one of the few web hosting companies recommended by WordPress.org to host self-hosted WordPress blogs.

You do not need any tech knowledge to set up your domain on your hosting account and install WordPress software to have your self-hosted blog when you use web hosting service from Bluehost. 

There are so many different ways to monetize a blog. But, you will need to get some consistent traffic to your blog before you could make money from some monetization methods. You can make money from your blog from online ads, affiliate marketing, sponsored posts, selling your own products or services, and more ways.

Earn around $1,000 for every 30,000 page visits
BlueHost

You can start a blog for as cheap as $2.95 per month when you choose to host your blog on Bluehost which is the best web hosting provider if you want to start a self-hosted WordPress blog or site. Bluehost is one of the few web hosting companies recommended by WordPress.org to host self-hosted WordPress blogs.

Start a Blog

11. Do Freelance Work Online to Make $400 Fast

If you have a talent or skill, freelancing is one of the fastest ways to make money. Platforms like Fiverr and Upwork make it easy to find short-term gigs that match your expertise. Whether it’s writing, graphic design, editing, or even data entry, you can start earning money in as little as a day once your profile is set up. Quick projects like creating logos or proofreading documents can pay anywhere from $20 to $100 per task.

Another great option is offering your skills directly to people or small businesses. For example, if you’re good at social media, help manage someone’s accounts or create content for their pages. If you excel in academics or a particular subject, you can tutor students online or in person. Tutoring gigs often pay $20–$50 per hour depending on the subject and location. By focusing on tasks you’re already good at, freelancing is an effective and flexible way to make $400 quickly!

12. Earn Money from Cash Back Apps

Did you know that you can get some of the money you already spend back? That is where cash back apps come in. There are several reputable cash back apps out there that will give you cash back when you make a purchase using one of these apps.

Here are some popular apps that will help you get paid to shop:

  • Rakuten – Rakuten is one of the most well-known apps that will let you earn cash back at more than 2.500 stores. Simply make your planned purchases at your favorite stores using the Rakuten app to earn some money back. You will earn a $5-$10 bonus when you sign up with them.
  • Fetch Rewards – Fetch Rewards is another money-making app that pays you to scan your receipts, no matter where you shop. Fetch Rewards works directly with hundreds of brands. When you shop with any of these brands through Fetch Rewards app, you will also earn points. You can redeem your points for rewards, including gift cards from the most popular stores and retailers.
  • Upside – This cash back gives you cash back whenever you shop using your linked debit or credit cards to Upside app. You will get a $5 bonus when you register your account.
Upside
4.5

Upside (which used to be called GetUpside) lets you save up to 25 cents for every gallon of gas you buy at certain gas stations. You can also get up to 35% back when you shop for groceries or eat out at over 45,000 places that work with Upside. If you use the app a lot, you might earn more than $100 in a year.

Start Saving Best Gas Apps

Frequently asked questions (FAQs)

Here are some resources for you to learn how to make an extra 400 dollars fast:

How to make 400 dollars fast without a job?

You can make 400 dollars fast without a job through a lot of ways like getting paid to drive your car, make money on Twitch, drop shipping, selling your plasma, and various other ways.

How to make a quick 400 dollars a day?

You can make a quick two hundred dollars a day by selling items that you have lying around your home on different selling apps.

How to make 400 dollars a month as a teenager?

You can make 400 dollars a month as a teenager by flipping cell phones for major profits, making money off YouTube, getting paid to take online surveys or getting paid to play games.

Good Luck Making $400 Quickly

If you wanted more ways to make money online besides these methods of how to make $400 fast, here’s my list of the best ways to make money online:

Brian Meiggs
Hi, I’m Brian Meiggs! I’m a personal finance expert and founder of My Millennial Guide, here to help you build real wealth. With a background in finance, I’ve spent years guiding people on smart, practical ways to grow their money. For stock market beginners, I recommend Acorns. It’s a simple way to start investing with just your spare change, helping you steadily grow your portfolio over time without the need to actively manage it. And if you’re interested in real estate, check out Arrived and Fundrise. I use both myself—they make it easy to start investing in property without needing huge upfront capital. These platforms are perfect for anyone looking to add real estate to their investments for passive, long-term growth. I believe these tools are great for building a balanced investment portfolio, combining stocks and real estate for a solid approach to wealth-building. You can trust this advice—my work has been featured in major publications like Business Insider, Entrepreneur, The Wall Street Journal, Yahoo Finance, NASDAQ, Discover, Fox News, and MSN Money.

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