millennial.

  • Earn more

    Want to make money now? Start with the best money making apps

    Earning apps

    • Freecash reviewWhat it pays for and how it works
    • Bigcash reviewHow rewards and cash outs work
    • Testerup reviewTest apps and sites for pay
    • Games that payWhich game apps pay out

    Cash advance apps

    • Cash advance appsCompare advances before payday
    • EarnIn reviewHow early pay access works
    • Current reviewHow the account and advances work
    • Grant reviewHow the cash advance works

    Fast money

    • Get paid todayWays to get paid the same day
    • Instant money appsApps that send money fast
    • Free moneyFree cash offers to check out
    • Make $300 fastWhat works in a few days
    See all ways to earn

  • Borrow smart

    Tapping your home equity? Start with the best home equity investment companies

    Use your home equity

    • HELOC lendersCompare rates and terms
    • Home equity calculatorSee what you could access
    • Home equity loan fastHow quickly funding can happen

    Home equity investments

    • HEI pros and consThe trade offs before you sign
    • HELOC alternativesWhere an HEI fits next to a HELOC
    • Hometap vs UnisonTwo big names side by side
    • Hometap vs PointWhich one fits your goal

    Loans and payments

    • Loans with a score under 600What you can qualify for
    • Buy now, pay later appsSplit a purchase into payments
    • Student loan refinancingLower your rate or payment
    • Small business loansFunding for owners
    See all borrowing guides

  • Get out of debt and build credit

    Carrying a balance? Start with how to pay off debt fast

    Pay it down

    • Debt payoff appsTools that keep a plan on track
    • Pay off $5,000 in card debtA step by step plan
    • Debt consolidationWhen one payment helps and when it does not

    Get help

    • How much debt is too muchFour tests to check yours
    • Debt relief companiesWho can help and what it costs
    • Debt collector callsWhat they cannot do and how to prepare

    Build credit

    • Improve your credit scoreSeven steps that move it
    • Credit building appsStart a history or repair one
    • Credit cardsCompare cards by what you want to earn
    See all debt guides

  • Invest my first $1,000

    New to investing? Start with how to begin with little money

    Start small

    • Start with $100What to do with a small first deposit
    • Invest $500Thirteen ways to put it to work
    • Micro investing appsInvest your spare change

    Pick a platform

    • Online brokersFees and tools compared
    • Investment appsThirteen apps for beginners
    • Robo advisorsAutomatic investing for a small fee

    Go further

    • Retirement planning toolsSee if you are on track
    • Real estate investing appsProperty exposure without buying a house
    • Crypto exchangesWhere to buy and what they charge
    See all investing guides

  • Grow my savings

    New to this? Start with the best savings accounts

    Earn more on cash

    • Money market accountsSavings with check writing
    • CD ratesLock in a rate for a set term
    • Health savings accountsTax free money for medical costs

    Everyday banking

    • Checking accountsLow fees and easy access
    • Bank account bonusesWhat new accounts pay and what it takes
    • Banking appsManage money from your phone

    Build the habit

    • Emergency fundHow much you need and where to keep it
    • Ways to save moneyTwenty ways to keep more each month
    • Budgeting appsTrack spending without a spreadsheet
    See all banking guides
Start here

Menu

Popular right now

  • Get paid todayWays to get paid the same day
  • Cash advance appsCompare advances before payday
  • Best money making appsApps that pay real cash
  • HELOC lendersCompare rates and terms

Browse by goal

Start hereFind your next money step in six questionsAboutWho is behind the guides

Earn more

Apps and side income that pay fast

Good first readThe best money making apps

Earning apps

  • Freecash reviewWhat it pays for and how it works
  • Bigcash reviewHow rewards and cash outs work
  • Testerup reviewTest apps and sites for pay

Cash advance apps

  • Cash advance appsCompare advances before payday
  • EarnIn reviewHow early pay access works
  • Current reviewHow the account and advances work

Fast money

  • Get paid todayWays to get paid the same day
  • Instant money appsApps that send money fast
See all ways to earn

Borrow smart

Home equity, loans and payments

Good first readThe best home equity investment companies

Use your home equity

  • HELOC lendersCompare rates and terms
  • Home equity calculatorSee what you could access
  • Home equity loan fastHow quickly funding can happen

Home equity investments

  • HEI pros and consThe trade offs before you sign
  • HELOC alternativesWhere an HEI fits next to a HELOC
  • Hometap vs UnisonTwo big names side by side

Loans and payments

  • Loans with a score under 600What you can qualify for
  • Buy now, pay later appsSplit a purchase into payments
See all borrowing guides

Get out of debt and build credit

Pay it down and build your score

Good first readHow to pay off debt fast

Pay it down

  • Debt payoff appsTools that keep a plan on track
  • Pay off $5,000 in card debtA step by step plan
  • Debt consolidationWhen one payment helps and when it does not

Get help

  • How much debt is too muchFour tests to check yours
  • Debt relief companiesWho can help and what it costs
  • Debt collector callsWhat they cannot do and how to prepare

Build credit

  • Improve your credit scoreSeven steps that move it
  • Credit building appsStart a history or repair one
See all debt guides

Invest my first $1,000

Start with as little as $100

Good first readHow to begin with little money

Start small

  • Start with $100What to do with a small first deposit
  • Invest $500Thirteen ways to put it to work
  • Micro investing appsInvest your spare change

Pick a platform

  • Online brokersFees and tools compared
  • Investment appsThirteen apps for beginners
  • Robo advisorsAutomatic investing for a small fee

Go further

  • Retirement planning toolsSee if you are on track
  • Real estate investing appsProperty exposure without buying a house
See all investing guides

Grow my savings

Accounts, budgets and a safety net

Good first readThe best savings accounts

Earn more on cash

  • Money market accountsSavings with check writing
  • CD ratesLock in a rate for a set term
  • Health savings accountsTax free money for medical costs

Everyday banking

  • Checking accountsLow fees and easy access
  • Bank account bonusesWhat new accounts pay and what it takes
  • Banking appsManage money from your phone

Build the habit

  • Emergency fundHow much you need and where to keep it
  • Ways to save moneyTwenty ways to keep more each month
See all banking guides
Facebook Instagram X
Earn
All money-making guides336Side Hustles104Fast Cash81Game Apps52Work from Home13Start a Business58Careers28
Start hereWays to get free moneyLegit online jobs
Invest
All investing guides140Stocks61Real Estate38Retirement18Crypto16
Start hereStart investing with little moneyHow to invest $500
Borrow
All borrowing guides168Loans72Credit27Home Equity and Mortgages46Debt24
Start hereBest cash advance appsBuy now, pay later apps
Manage
All money management guides337Banking154Budgeting119Insurance20
Start hereBest bank account bonusesBest checking accounts
Bank
All banking guides154
Start hereBest bank account bonusesBest checking accounts
Blog
Search
millennial.
  • Earn
    Make MoneySide hustles, fast cash, apps that pay and online jobs.See all 336 guides →
    SectionsSide HustlesExtra income ideas outside your day job.Fast CashSign-up bonuses and quick ways to get cash.Game AppsGames and apps that pay real money, reviewed.Work from HomeLegit online jobs and remote work.Start a BusinessBusiness banking, funding and startup guides.CareersJob search, salary and career advice.
    Start hereWays to get free moneyLegit online jobsPayPal games that payMake $300 fastMultiple income streams
  • Invest
    InvestingStocks, real estate, retirement and crypto.See all 140 guides →
    SectionsStocksBrokers, robo-advisors and investing apps.Real EstateCrowdfunding, apps and property investing.RetirementIRAs, 401(k) rollovers and planning tools.CryptoExchanges, Bitcoin and beginner guides.
    Start hereStart investing with little moneyHow to invest $500Best online brokersBest robo-advisorsAlternative investments
  • Borrow
    Borrow MoneyLoans, credit, home equity and debt.See all 168 guides →
    SectionsLoansCash advance apps, personal and business loans.CreditBuild credit and track your score.Home Equity and MortgagesHELOCs, home equity investments and mortgages.DebtPayoff plans, relief options and refinancing.
    Start hereBest cash advance appsBuy now, pay later appsCredit building appsHome equity investment companiesDebt relief companies
  • Manage
    Manage MoneyBanking, budgeting, taxes and insurance.See all 337 guides →
    SectionsBankingBonuses, best accounts and bank rules explained.BudgetingBudget tools, lower bills and saving tips.InsuranceLife, car and home coverage, and how to pay less.
    Start hereBest bank account bonusesBest checking accountsClaim 1 or 0 on your W-4?Best HSA accountsRocket Money review
  • Bank
    BankingBonuses, best accounts and bank rules explained.See all 154 guides →
    Start hereBest bank account bonusesBest checking accountsBest savings accountsBest money market accountsMobile check deposit limits
millennial.
Blog/Manage Money/Budgeting/Page 4

Budgeting: page 4 of 5

Every budgeting guide, newest first.

More in Manage MoneyBankingInsurance

All budgeting guides, page 4

  • Need Help with Rent? 7 Ways to Get Help Paying RentSep 4, 2024
  • Best Cable Alternatives to Save MoneySep 4, 2024
  • 10 Best Fax Services Near Me (Fax Something Quickly Today)Aug 12, 2024
  • Money Management for Beginners: Complete GuideAug 4, 2024
  • How Much is a Forever Stamp Worth?Aug 2, 2024
  • Where to Find the Cheapest Place to Buy AppliancesMay 15, 2024
  • 99+ Popular Restaurants That Give You Free Birthday MealsMar 4, 2024
  • 12 Best Consignment Shops Near Me (Buy & Sell Clothes, Furniture, Toys)Jan 28, 2024
  • 15 Strategies for How to Travel Cheap and Cost-EffectiveSep 7, 2023
  • How to Stop Impulse Buying: 15 Ways That Actually WorkSep 7, 2023
  • 24 Ways to Get Free Books for Kids by Mail & OnlineAug 20, 2023
  • Where Can You Go to Make Cheap Copies?Aug 20, 2023
  • Safe (and Simple) Ways to Get Free Internet AnywhereJun 1, 2023
  • 7 Bad Financial Habits You Need To BreakMay 2, 2023
  • How to Reduce Healthcare Costs: 15 Ways to Pay LessApr 2, 2023
  • Cheapest Overnight Shipping Options: USPS, UPS, or FedEx?Feb 10, 2023
  • 28 Legit Ways to Get Free Air for Tires (Near Me)Feb 10, 2023
  • How Much Should You Spend on an Engagement Ring?Feb 10, 2023
  • How to Save Money on Car Expenses (Save $500 This Month)Feb 3, 2023
  • 20 Cool Things to Buy on Amazon Under $25Oct 7, 2022
← Newer1…345Older →

More in Manage Money

Banking154 guidesInsurance20 guidesAll money management guides337 guides
The Money Move · Weekly

Join 50,000+ readers getting smarter about money.

One email every Monday. Bank bonuses, side hustles, and money-saving moves our team is making this week.

One email, every Monday. Real money moves. No fluff.

50K+ subscribersEvery MondayNo spam · unsubscribe anytime
millennial.

Founded by Brian Meiggs. No fluff, no BS. Real money advice since 2015.

Make Money

  • Best money-making apps
  • Games that pay real money
  • How to get free money
  • Legit online jobs
  • All make money guides

Bank and Budget

  • Best bank account bonuses
  • Best checking accounts
  • Best digital banks
  • Best money market accounts
  • All banking guides
  • All budgeting guides

Borrow

  • Best cash advance apps
  • Payday loan apps
  • Personal loans
  • Buy now, pay later apps
  • All borrowing guides

Home Equity

  • Home equity investment companies
  • Best HELOC lenders
  • HELOC alternatives
  • Home equity calculator
  • All home equity guides

Invest

  • Best online brokers
  • Best robo-advisors
  • Start investing with little money
  • How to invest $500
  • All investing guides

About

  • About us
  • Brian Meiggs
  • Contact
  • Press
  • Blog
  • Newsletter
© 2015-2026 MeiggsMedia LLC · McLean, VA
Privacy Terms Disclaimer Advertise with us
Advertiser Disclosure: We may be compensated by the companies whose products we review. All opinions are our own. Not financial advice.
Advertise with MeiggsMedia

Work with MeiggsMedia

We publish money guides for people comparing apps, accounts and services. If your brand is a good fit for our readers, we would be happy to hear from you.

Options include email, clearly labeled sponsored posts and paid promotion. Flat fee.

Email us