Looking for a new bank account? Perhaps one with a lucrative bank account bonus?
For our annual Best Banks ranking, the experts at My Millennial Guide analyzed over thousands of data points across more than 120 banks.
We did the research so that your hard work can pay off with the best rates at the best banks.
Best Online and High Yield Savings Accounts of 2023
Choose a high-interest savings account from our list of top banks to start saving today.
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MOST POPULAR SAVINGS ACCOUNT
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Our Rating:
4.7
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Our Rating:
4.5
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Our Rating:
4.3
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Earn up to 4.35% APY on balances of $5,000 or more (no monthly fees)
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Earn up to a $325 bonus and up to 4.00% APY on your money (no monthly fees)
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Offers a 3.85% APY with no minimum balance requirements (no monthly fees)
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- Enjoy 24/7 online access to your account and funds
- No account opening or monthly services fees, so you can keep what you earn
- Enhanced security and FDIC insured
- No account, overdraft, or monthly fees
- Get your paycheck up to two days early
- Access additional FDIC insurance up to $2 million
- FDIC/NCUA insurance protects up to $250,000 per depositor
- Easily manage funds via online banking, mobile apps, or ATMs
- Ideal for short-term savings goals without market volatility
Best Online Checking Accounts of 2023
For convenience and flexible money management, you can’t beat a checking account. Our best checking accounts list includes many top banks with no-fee and online banking options.
- Get up to a $500 advance anytime
- Enjoy no overdraft or monthly maintenance fees (100% free)
- Access your paycheck up to two days early
- Earn cashback on purchases at select retailers
- Access to over 40,000 fee-free ATMs
- Get a $300 bonus with a $500+ direct deposit
- No monthly fees when you meet qualifying electronic deposits or account balance minimums
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs
- No overdraft fee if you’re overdrawn by $50 or less at the end of the business day
- Member FDIC
- Earn up to a $325 bonus and up to 4.00% APY on your money
- No account, overdraft, or monthly fees
- Get your paycheck up to two days early
- Access additional FDIC insurance up to $2 million
- Earn up to 0.25% APY on your balance
- No monthly maintenance fees
- Get up to $30 in ATM fee reimbursements each month
- Manage your account with easy mobile banking tools
Best Money Market Accounts
Money market accounts boost your savings interest and can even offer you exclusive perks. Take a look at our list to see how you can use the best money market accounts to your advantage.
Want an Online Broker For Stock Trading?
Finding the right brokerage account for your financial goals can be challenging. Make that smart money move to boost your financial power and start investing today.
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Micro-investing app
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Commission-free
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Diversification
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Our Rating:
4.5
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Our Rating:
4.5
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Our Rating:
5.0
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Fees: $3-$9 monthly
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Fees: Free
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Fees: 0.15% advisory fee
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Acorns is best suited for individuals looking to start investing with minimal effort and those who want to save and invest their spare change. |
Robinhood is best suited for various types of investors, especially those who are new to investing or prefer a user-friendly platform that is commission-free. |
Fundrise is a very easy-to-use app that allows individuals to access crowd-funded real estate investing without spending a fortune. This option is best for users who want to make money consistently and let their money make them money. |
Acorns is best suited for individuals looking to start investing with minimal effort and those who want to save and invest their spare change.
Robinhood is best suited for various types of investors, especially those who are new to investing or prefer a user-friendly platform that is commission-free.
Fundrise is a very easy-to-use app that allows individuals to access crowd-funded real estate investing without spending a fortune. This option is best for users who want to make money consistently and let their money make them money.
