13 Best Referral Bonus Apps That Pay You Cash Instantly

Looking for referral bonus apps that give you money for signing up? These apps will give you free money when you sign up or download the app.

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Oh my word. You'll love this list of the best referral bonus apps that allow you to sign up for money and bonuses.

Just look at the list and see which ones interest you. When you complete qualifying activities or requirements, you'll receive a free sign-up bonus ($5, $10, $50, $100, and even up to $200 in free money).

Best Referral Bonus Apps (Apps That Give Free Money)

Learn how to get free money by signing up for these free money apps. Your wallet will thank me later.

1. Acorns – Investing App – $5 $20 Bonus

acorns app bonus

Acorns $20 Bonus Link – Acorns can help you invest, save and spend responsibly. Join now, invest regularly, and get a $20 bonus instead of the usual $5.

Acorns stands out as one of the most popular investing apps. Its innovative “round-up” feature transforms your spare change into meaningful investments over time. For just $3 a month, the app will easily set you up smart portfolios tailored to your pace, ensuring optimal growth (all in under 3 minutes).

Beyond investing, Acorns boasts a versatile checking account, mirroring the essentials of a conventional bank. This includes direct deposit, mobile check deposit, and a debit card suitable for both you and your young ones. Moreover, gain access to over 55,000 Allpoint ATMs globally, with zero withdrawal fees.

Ready to amplify your savings and join over 10 million sign-ups? Join Acorns by clicking the button below and snag a $20 bonus when you establish recurring investments.

Join now & claim your $20 bonus

2. KashKick – Rewards Site – $1 Bonus

kashkick app bonus

KashKick $1 Bonus Link – KashKick helps you earn real cash by finding great deals, playing games, answering surveys, and more! Get a $1 bonus when you sign up and complete your profile.

Want to play well-known mobile games and earn up to $120? KashKick will pay you $100s+ per app to play games like Coin Master, Monopoly GO and more!

Not just that, you can also make money fast by trying new products and services, watching videos, answering surveys, and even simply reading emails.

The best part? As soon as your balance hits $10, you can cash out through PayPal. Over 2M users are making money the easy way.

Ready to start earning real cash? It's an easy sign up through here and complete your profile to earn a $1 sign up bonus and start earning for FREE!

Start earning cash & get $1 bonus

3. Swagbucks – Rewards App – $10 Bonus

swagbucks app bonus

Swagbucks $10 Bonus Link – Earn cash and gift cards on Swagbucks by completing tasks. Get the bonus by spending $25+ in the app's cash back section.

Swagbucks offers a variety of ways to earn money online, similar to KashKick. You can take surveys, play games, surf the web, watch videos and more to earn points towards gift cards or cash.

Here you can earn a special currency called Swagbucks for completing offers, answering surveys and logging online activity. You can redeem the currency for gift cards or cash rewards once you’ve accumulated enough.

They offer a $10 sign up bonus for new users.

To claim the bonus, just spend at least $25 on a single purchase from an eligible merchant. It's similar to other cash back offers.

Claim $10 Swagbucks bonus

Related: 28 Game Apps to Win Real Money

4. Moomoo – Investing App – 15 Free Stocks

moomoo free stock app bonus

Moomoo Promo Link – Join Moomoo and get up to 15 free stocks!

Moomoo is an investing app that offers commission-free trading stock trades and also a free, powerful suite of tools with real-time data.

Moomoo offers an attractive free stock bonus. Here's a simplified breakdown:

  1. Join Moomoo using this link.
  2. Deposit $100: Get 5 free stocks.
  3. Deposit $1,000: Get 15 free stocks.
  4. Maintain either $100 or $1,000 balance for 60 days to get your bonus stocks.

Claim free stocks at Moomoo

5. Upromise – 529 College Savings – $30 Bonus

upromise bonus

Upromise Bonus Link – Sign up for Upromise and link a 529 account and get $30 instantly.

Upromise® is a free service with a mission to help families save for college. Upromise provides unique opportunities for consumers to earn cash-back rewards for shopping, dining out, and using the Upromise Mastercard.

Families have saved over $1 Billion for college using Upromise and they currently have a $30 sign up bonus offer for new members. You can join Upromise for free a receive a $5.29 bonus when you sign up and $30 when you link a 529 plan.

What to do:
  • Go to the Upromise registration page.
  • Enter your email address and create a password.
  • Confirm your email address to get $5.29
  • Link a 529 account to get $30 instantly

Claim $30 Upromise bonus

6. Chase Total Checking® – Banking – $300 Bonus

chase bank promotions

Chase Promo Link – Enjoy $300 as a new Chase checking customer, when you open up a new checking account and set up direct deposit within 90 days of enrollment.

The Chase Total Checking® account remains a top choice as it's the most popular account from one of the country's best banks. With over 4,700 branch locations, 15,000 ATMs, and a highly-rated mobile app, you'll have ample access to your money.

Opening a new account is a breeze with the online application, and earning the bonus is simple: receive a qualifying direct deposit within 90 days, and Chase will credit the reward within 15 days.

While the account comes with a $12 monthly maintenance fee, it can be waived through various means, such as maintaining a minimum daily balance of $1,500 or making at least $500 in electronic deposits each month.

As long as you can avoid the maintenance fee, we highly recommend seizing this legit cash bonus from Chase!

Claim $300 at Chase

7. InboxDollars – Surveys – $5 Bonus

inboxdollars

InboxDollars Bonus Link – You earn a $5.00 bonus for confirming your email address and completing all the to-do list activities on the welcome page.

The next thing you can do is sign up for InboxDollars which pays you, in cash, to watch fun videos and take surveys. If you sign up before the end of this month, they also give you a $5 free bonus just to give it a try.

By spending just 5-10 minutes per day on this (either on your lunch break or during TV commercial breaks) you can earn and earn an extra $50 per month. More people should be using one of the best survey apps.

Collect $5 bonus at InboxDollars

8. Upgrade – Banking – $200 Bonus

upgrade

Upgrade Bonus Link – Apply for an Upgrade card using the link and fund a new account and use the card to make at least 3 purchases to get a $200 statement credit.

You'll earn a $200 welcome bonus when you apply for an Upgrade Card and then open a new Rewards Checking account.

To be eligible for this promotion, you'll need to sign up for their Upgrade Card first. This card is a cross between a credit card and line of credit.

Next, you'll need to open a free Rewards Checking account. Finally, you'll only have to make three transactions with either your Upgrade Card or your new debit card.

upgrade rewards card

All things considered, this is a bank account bonus that requires little effort to earn. While it's possible opening a line of credit results in a hard credit pull, we have seen Upgrade only do soft pulls based on customer input.

Compared to other cash offers, this one is significantly higher and does not have any requirements such as a direct deposit, minimum balance, or monthly fees. It's a legit offer.

Claim $200 at Upgrade

9. Robinhood – Free Investing App – Free Stock

Robinhood Bonus Link – Get a Free Stock (worth between $5 and $200) after you submit your application.

Robinhood offers free investing for everyone with commission-free investing, plus the tools you need to put your money in motion. Sign up and get your first stock for free worth up to $200.

And more free stock (up to a $200 value) every time one of your friends opens a Robinhood account from your promotional link. That’s up to $1,000 in free stock every year.

If you join through this link, you’ll earn a specified dollar amount and be able to pick your gift stock from a list of 18 of America’s leading companies.

The value of the fractional share may be anywhere between $5.00 and $200 and fluctuates based on market movements.

Get a free stock at Robinhood

10. Discover – Cash Back Credit Card – $100 Bonus

Discover it Bonus LinkApply for the Discover it card. If approved, you will get a $100 $50 statement credit after you use your card in the first 3 months.

Looking for easy sign up bonuses? One of the best ways to make some serious extra cash is to take advantage of credit card signup bonuses.

My favorite card with the best credit card rewards is the Discover it® credit card which has no fees at all. Plus, you can earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.

discoverit

You can also get a 0% Intro APR for 15 months on purchases and balance transfers, so if you have any credit card debt with high-interest rates, it’s worth switching over so you save on interest. Then you can find ways to pay off the credit card debt while saving on interest.

Also, this card is beneficial if you wanted to claim a $100 bonus after you make any purchase with your new Card in your first 3 months. Signup and earn $100 back in the form of a statement credit.

Click here to apply and get a $50 bonus!

Get Discover $100 bonus

11. Ibotta App – Grocery Shopping Cash Back – $20 Bonus

ibotta app savings

Ibotta Promo Link – Install it, use it and get $20 for free.

best money making apps

Don't want to get a new bank account? I feel ya, but you may be interested in the next referral app bonus — Ibotta is a fun rebate app that lets you get cash back on your purchases from major stores like Walmart, Target and almost every grocery store all over the country.

It's one of the best cash back apps that's been around since 2011! They are conveniently offering a way to make $20 fast with its referral app bonus after uploading your first receipt. So act fast.

Plus, this money-making app actually gives you cash back on things you buy every day, even booze! You heard me right, you can make money for the booze you buy at groceries (how cool is that?). However, you do have to be 21 or older to take advantage of the booze deals.

Claim $20 Ibotta Bonus

12. Cash App – P2P Payments and Money Transfers – $5 Bonus

cash app referral app bonus

Cash App $5 Bonus Link – Install it, use it and get $5 for free.

Cash app is a free digital wallet for all the people who need to make transactions or payments. It is a very simple way to send money to anyone you want and without paying any money transferring fee.

It's similar to Venmo and PayPal and is a super-easy way to send cash to your friends and family.

They offer a $5 signup bonus just for downloading the app and using it. That's right, you can get free money on Cash app.

You'll earn a $5 bonus when you download the Cash App, register a new account, and send your first $5 within 14 days with a linked debit card.

Use Cash App and score $5

13. Fetch Rewards – Grocery Cash Back App – $2 Bonus

fetch rewards app

Fetch App Bonus Link – Install it, use it and get $2 for free.

Fetch Rewards is a mobile saving and gift cards earning app that rewards you for the purchases you already make or the restaurants you dine in. Just snap pictures ? of your receipts or eReceipts to watch the gift cards and reward points roll in.

Life is complicated enough, so this app brings the savings to you. No more cutting coupons or long waits for rewards like with other shopping rewards apps. Just shop, scan, and save. It’s that easy and you can score a $2 app bonus after scanning your first receipt.

Claim $2 Fetch bonus

14. Rakuten – Shopping Cash Back App – $30 Bonus

Rakuten App Bonus Link – Sign up for free, shop like regular and get $30 for free.

You'd be silly not to get cash-back for items you would have bought anyway. You can do this by shopping online with Rakuten.

Every time I shop online, I start at Rakuten and then I get cash back deposited into my PayPal account.

Rakuten is my favorite way to make money when I shop online and right now they are offering $30 referral bonus through this link. You can save money with over 2,000 stores and when you use Rakuten to shop — you get cash back.

Click here to sign up for Rakuten and get $30 to start.

Claim $30 Rakuten bonus

The Best Referral Bonuses Can Earn You Extra Money

These apps offer you a sign up bonus with sometimes instant withdrawal.

These are some of the most popular referral bonuses available to you if you're looking to earn some extra money just for trying new apps on your mobile device.

A ton of people are searching online for the fastest ways to make money online through app bonuses.

Odds are that you have searched for:

  • Free money apps
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  • Sign up bonus instant withdraw 2024
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  • $50 sign up bonus
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  • podercard rewards free
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  • $100 free cash app money
  • banks with immediate sign up bonus

Or something similar to get to this post.

Well, look no further, because if you want more sign up bonus apps besides these apps listed above, there are more apps that pay you real money.

Brian Meiggs
Hi, I’m Brian Meiggs! I’m a personal finance expert and founder of My Millennial Guide, here to help you build real wealth. With a background in finance, I’ve spent years guiding people on smart, practical ways to grow their money. For stock market beginners, I recommend Acorns. It’s a simple way to start investing with just your spare change, helping you steadily grow your portfolio over time without the need to actively manage it. And if you’re interested in real estate, check out Arrived and Fundrise. I use both myself—they make it easy to start investing in property without needing huge upfront capital. These platforms are perfect for anyone looking to add real estate to their investments for passive, long-term growth. I believe these tools are great for building a balanced investment portfolio, combining stocks and real estate for a solid approach to wealth-building. You can trust this advice—my work has been featured in major publications like Business Insider, Entrepreneur, The Wall Street Journal, Yahoo Finance, NASDAQ, Discover, Fox News, and MSN Money.

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