Looking for a new bank account? Perhaps one with a lucrative bank account bonus?
For our annual Best Banks ranking, the experts at My Millennial Guide analyzed over thousands of data points across more than 120 banks.
We did the research so that your hard work can pay off with the best rates at the best banks.
Best Online and High Yield Savings Accounts of 2023
Choose a high-interest savings account from our list of top banks to start saving today.
- APY: 4.50%
- Minimum to Earn APY: $1
- Up to $325 welcome bonus for new accounts
Best Online Checking Accounts of 2023
For convenience and flexible money management, you can’t beat a checking account. Our best checking accounts list includes many top banks with no-fee and online banking options.
- More than 15,000 ATMs and 4,700 physical locations
- New customers can qualify for a $300 intro bonus
- User-friendly online and mobile banking tools
- No minimum deposit to open
- Chase Overdraft Assist and Zero Liability Protection
- Grow your money with the highest APY on your balances
- Member FDIC, up to $2M of additional FDIC insurance
- No account fees or balance minimums
- Earn up to $300 with qualifying direct deposit, terms apply
- No. Fees. Period.
- Get up to $30 in other bank's ATM fees reimbursed per month
- .25% APY on balances over $25K
- Build credit with everyday purchases
- No annual fees
- No credit checks or history required to apply
- Get up to a $500 paycheck advance anytime
- Get paid up to 2 days faster
Best Money Market Accounts
Money market accounts boost your savings interest and can even offer you exclusive perks. Take a look at our list to see how you can use the best money market accounts to your advantage.
Want an Online Broker For Stock Trading?
Finding the right brokerage account for your financial goals can be challenging. Make that smart money move to boost your financial power and start investing today.
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Micro-investing app
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Commission-free
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Diversification
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MMG Rating:
4.5
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MMG Rating:
4.5
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MMG Rating:
5.0
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Fees: $3-$9 monthly
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Fees: Free
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Fees: 0.15% advisory fee
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Acorns is best suited for individuals looking to start investing with minimal effort and those who want to save and invest their spare change. |
Robinhood is best suited for various types of investors, especially those who are new to investing or prefer a user-friendly platform that is commission-free. |
Fundrise is a very easy-to-use app that allows individuals to access crowd-funded real estate investing without spending a fortune. This option is best for users who want to make money consistently and let their money make them money. |
Acorns is best suited for individuals looking to start investing with minimal effort and those who want to save and invest their spare change.
Robinhood is best suited for various types of investors, especially those who are new to investing or prefer a user-friendly platform that is commission-free.
Fundrise is a very easy-to-use app that allows individuals to access crowd-funded real estate investing without spending a fortune. This option is best for users who want to make money consistently and let their money make them money.
