Oh my word. You're going to love this list of the best $20 sign up bonus offers that allow you to sign up for money and bonuses.
Just take a look at the list and see which ones interest you and you'll receive a free sign-up bonus ($20 in free money) when you complete qualifying activities or requirements.
Which Sites & Apps Give You $20 When You Sign up?
Learn how to get free money by signing up for these free money apps. Your wallet will thank me later.
Ready to make 20 dollars fast? Discover the top offers below.
1. Acorns App – Automatic Investing – $5 $20 Bonus
Acorns Bonus Link – Acorns can help you invest, save and spend responsibly for just $3 per month. Get a $5 $20 bonus investment when you sign up and set up recurring investments.
Acorns is one of the most popular micro-investing platforms. Acorns lets you turn your spare change into investments by stacking up your change over time and with the Acorns “round-up” feature.
With Acorns, you can invest at your own pace in smart portfolios and maximize your growth and costs $3 per month.
Acorns also provides a checking account that has many of the features of a traditional bank account including, direct deposit, mobile check deposit, a debit card for you or your kids.
Additionally, they offer fee-free withdrawal from over 55,000 Allpoint ATMs around the world.
Sounds like fun? Sign up for Acorns, collect your $20, and double your money by investing.
You can also get a registration bonus through here when you set up recurring investments.
2. Ibotta App – Grocery Shopping Cash Back – $20 Bonus
Ibotta Promo Link – Install it, use it and get $20 for free.
Don't want to get a new bank account? I feel ya, but you may be interested in the next app bonus — Ibotta is a fun rebate app that lets you get cash back on your purchases from major stores like Walmart, Target and almost every grocery store all over the country.
It's one of the best cash back apps that's been around since 2011! They are conveniently offering a way to make $20 fast with its sign-up app bonus after uploading your first receipt. So act fast.
Plus, this money-making app actually gives you cash back on things you buy every day, even booze! You heard me right, you can make money for the booze you buy at groceries (how cool is that?). However, you do have to be 21 or older to take advantage of the booze deals.
3. Tada – Grocery Shopping Cash Back – $20 Bonus
Tada Promo Link – Install it, use it and get $20 for free.
Tada is the new way you can earn cashback and redeem gift cards, just by shopping in-store at your favorite retailers and uploading your receipt.
Tada partners with major stores like Target, Macy's, Walmart, The Home Depot, Amazon, eBay and more. You can get up to 20% cash back at all your favorite websites plus a $20 cash back bonus on your first order.
Just add Tada to Chrome or download the Tada app for easy on-the-go shopping. Then click ‘Activate Cash Back' wherever you shop for instant rewards. You can claim your cash back by PayPal or from over 80 gift card options, often at discount rates.
Other Places to Get Sign-up Bonuses
There are so many other app bonuses that offer you money for signing up. Check them out below.
4. Upromise – 529 College Savings – $30 Bonus
Upromise Bonus Link – Sign up for Upromise and link a 529 account and get $30 instantly.
Upromise® is a free service with a mission to help families save for college. Upromise provides unique opportunities for consumers to earn cash-back rewards for shopping, dining out, and using the Upromise Mastercard.
Families have saved over $1 Billion for college using Upromise and they currently have a $30 sign up bonus offer for new members. You can join Upromise for free a receive a $5.29 bonus when you sign up and $30 when you link a 529 plan.
What to do:
- Go to the Upromise registration page.
- Enter your email address and create a password.
- Confirm your email address to get $5.29
- Link a 529 account to get $30 instantly
5. Moomoo – Investing App – 15 Free Stocks
Moomoo Promo Link – Join Moomoo and get up to 15 free stocks!
Moomoo is an investing app that offers commission-free trading stock trades and also a free, powerful suite of tools with real-time data.
Moomoo offers an attractive free stock bonus. Here's a simplified breakdown:
- Join Moomoo using this link.
- Deposit $100: Get 5 free stocks.
- Deposit $1,000: Get 15 free stocks.
- Maintain either $100 or $1,000 balance for 60 days to get your bonus stocks.
6. Swagbucks – Rewards App – $10 Bonus
Swagbucks $10 Bonus Link – Earn cash and gift cards on Swagbucks by completing tasks. Get the bonus by spending $25+ in the app's cash back section.
Swagbucks offers a variety of ways to earn money online. You can take surveys, play games, surf the web, watch videos and more to earn points towards gift cards or cash.
Here you can earn a special currency called Swagbucks for completing offers, answering surveys and logging online activity. You can redeem the currency for gift cards or cash rewards once you’ve accumulated enough.
They offer a $10 sign up bonus through here for new users. To claim the bonus, just spend at least $25 on a single purchase from an eligible merchant. It's similar to other cash back offers.
7. Discover – Cash Back Credit Card – $100 Bonus
Discover it Bonus Link – Apply for the Discover it card. If approved, you will get a $100 $50 statement credit after you use your card in the first 3 months.
Looking for easy sign up bonuses? One of the best ways to make some serious extra cash is to take advantage of credit card signup bonuses.
My favorite card with the best credit card rewards is the Discover it® credit card which has no fees at all. Plus, you can earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
You can also get a 0% Intro APR for 15 months on purchases and balance transfers, so if you have any credit card debt with high-interest rates, it’s worth switching over so you save on interest. Then you can find ways to pay off the credit card debt while saving on interest.
Also, this card is beneficial if you wanted to claim a $100 bonus after you make any purchase with your new Card in your first 3 months. Signup and earn $100 back in the form of a statement credit.
Click here to apply and get a $100 bonus!
8. Cash App – P2P Payments and Money Transfers – $5 Bonus
Cash App Bonus Link – Install it, use it and get $5 for free.
Cash app is a free digital wallet for all the people who need to make transactions or payments. It is a very simple way to send money to anyone you want and without paying any money transferring fee. It's similar to Venmo and PayPal and is a super-easy way to send cash to your friends and family.
They offer a $5 signup bonus just for downloading the app and using it.
You'll earn a $5 bonus when you download the Cash App, register a new account, and send your first $5 within 14 days with a linked debit card. You'll need to use a current member's referral link for the offer.
9. Survey Junkie – Survey App – $5 Bonus
Survey Junkie Bonus Link – Make up to $5 per survey in your spare time from home to take online surveys, participate in focus groups and try new products. Join Survey Junkie and get a $5 bonus.
Survey Junkie connects users with various market research companies looking for consumer opinions.
Survey Junkie has more than 20 million members and lets you earn cash through surveys, online shopping, and watching videos.
You can literally convert your activities into gift cards or PayPal funds.
Sign up, complete 5 surveys, and snag a $5 bonus. Plus, refer friends and earn 10% of their lifetime earnings!
10. Rakuten – Shopping Cash Back App – $30 Bonus
Rakuten App Bonus Link – Sign up for free, shop like regular and get $30 for free.
You'd be silly not to get cash-back for items you would have bought anyway. You can do this by shopping online with Rakuten.
Every time I shop online, I start at Rakuten and then I get cash back deposited into my PayPal account.
Rakuten is my favorite way to make money when I shop online and right now they are offering $30 app bonus through this link. You can save money with over 2,000 stores and when you use Rakuten to shop — you get cash back.
Click here to sign up for Rakuten and get $30 to start.
The Best $20 App Bonuses Can Earn You Extra Money
These apps offer you a sign up bonus with sometimes instant withdrawal in 2025.
These are some of the most popular app bonuses available to you if you're looking to earn some extra money just for trying new apps on your mobile device.
A ton of people are searching online for the fastest ways to make money online through app bonuses.
Odds are that you have searched for:
- Free money apps
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- banks with immediate sign up bonus
Or something similar to get to this post.
Well, look no further, because if you wanted more sign up bonus apps besides these apps listed above, there are more apps that pay you real money.
If you wanted to see other ways to earn with your phone, check out our recent blog post on it.
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